Author: Tom Sedoric

The high cost of deregulation

Why defunding the SEC amid crypto expansion is a risky gamble for taxpayers

(Opinion) The rest of the story: Pease airport needs a second FBO

Federal funding hangs in the balance if fixed-base operator monopoly continues

The rest of the story: Airport at Pease needs a second fixed-base operator

Federal funding hangs in the balance if FBO monopoly continues

The opportunities that emerge from the economic chaos

Downturns are common, and the best investors are wise to find the silver linings

Knowing your wants and needs

Those who plan and know their risk tolerances are best suited to ride the shifting tides of uncertain times

Uncertainty and turmoil do not mean ‘catastrophic’

In contemplating the ‘new normal,’ remember the resilience of the U.S.

The multiple dimensions of risk and tolerance

It’s critical to understand our human strengths and weaknesses to prepare for market change

Taking debt seriously

There’s stormy weather ahead on several fronts, and it needs to be discussed

Sedoric: Remembering Paul Volcker

He was an exemplary public servant who I was privileged to call a friend

Check your recency bias

Little is more detrimental to a portfolio’s long-term health than the belief that the status quo is here to stay

The 401(k) boondoggle

Congress’ latest bid to repair a failed policy falls way too short

The next recession? Hold that thought

We could be seeing an Industrial Revolution-level transformation happening before our very eyes

When the unexpected is ‘normal’

Without any historical perspective we are susceptible to the primal reaction of fear

How to keep your wits when volatility occurs

Markets will always seek equilibrium even if investors have a hard time with it

Is investment industry transparency just a buzzword?

By abandoning the ‘protocol,’ firms are selling their investors short

The price of financial illiteracy

The bill is past due on the choice to ignore earlier generations’ fiscal lessons

It’s time to break up the big banks

Now is not the time to ease oversight and supervision of the largest financial institutions

Investing in a time of ‘sharing’

While consumers might love the benefits of the ‘sharing economy’ investors and others may not

Clients and the protocol

The Protocol for Broker Recruiting is undergoing strain following two big withdrawals

Reconsidering the cost of education

Making the wrong choice can have a profound negative impact on long-term savings

Who doesn’t want success?

Bull markets and the wealth effect can create opportunities for making very bad decisions

Will the can kick back?

Brewing generational tensions explain the current economic landscape

The value of critical thinking

The fiduciary responsibility of asking the tough questions

Inspiring financial prudence

Building a client recognition program that focuses on successful behaviors

Is your house an asset, or not?

Homeownership can have a dramatic impact on most other financial goals and obligations, particularly retirement

Explaining the active-passive management debate

In the end, there’s no one-size-fits-all investment strategy

How clients communicate

Open communication with their advisors is necessary and crucial

Solving the education dilemma

The quest for affordability should be the norm rather than the exception

Toxic masculinity and us

It’s time to face the painful societal reality of so many angry and isolated young men

Getting the details right

Clients can take as much control of their financial destiny as possible by excelling on the fundamentals

Are you ready for higher taxes?

Controlling your biggest lifetime expense should be a number one priority

Providing equal justice for all

The need has never been greater for civil legal services

My lunch with Paul Volcker

The former Fed chairman on circumstances of yesterday, today and tomorrow

Enter the era of coflation

How do you describe an emerging economic phenomenon that defies historical models?

Discipline is an investor’s greatest tool

The most sucessful clients are not market-dependent

The failure of timing

Planning works because there is so much out of our control

How to fail at retirement

Failure occurs even among the best and the brightest

Let history be the guide

The Fed’s unprecedented steps to insert itself into markets

Embracing collaboration

Why wise investors want legal, financial, risk and tax advisors to work together

Money mentoring lessons from Benjamin Franklin

More Americans, especially younger Americans, are practicing more self-reliance and embracing the sharing economy with enthusiasm

Investment liquidity: perception and reality

It can be easy to measure, but it also can be a desert mirage

The powerful impact of two exceptional mentors

The deaths of Kimon Zachos and Rohe Pennington are a reminder of the values they taught others

The penny-wise, pound foolish strategy of denial

From climate change to financial security, self-deception is a very human trait

Do financial advisors practice what they preach?

If they don’t, then why should their clients be listening to them?

Good gamma: Managing investor expectations

What else can be done to maximize returns and add to the retirement nest egg and income stream?

The dangers of blind bull market complacency

It’s important not to confuse the ‘what’ of investing with the ‘why’ you invest

‘Robo advisors’ and your financial security

They raise questions about the limits of technology and how the financial advice world responds

How to address the financial aspects of aging

Issues relating to demographics pervade our society and the broader economy

The unaddressed dangers of high-frequency trading

It is all about the speed of light, not the quality of the investment

More news from NHBR:

(Opinion) A long overdue win for patients: what PBM reform means for New Hampshire

Congress recently passed meaningful reforms targeting pharmacy benefit managers (PBMs), the middlemen who largely determine which medications patients receive and how much they pay.

(Opinion) Opportunity Zones 2.0: Other states are getting ready, is New Hampshire?

With the permanent passage of the One Big Beautiful Bill Act this past summer, Opportunity Zones (OZ) are being reset, and with it, an opportunity for New Hampshire to shape what comes next. The question is whether we’re ready and whether municipalities, developers and state leaders are aligned to act.

(Opinion) Businesses are part of the village that stops child abuse and neglect

April is National Child Abuse Prevention Month. New Hampshire Children’s Trust (NHCT), in collaboration with our national partner, Prevent Child Abuse America (PCAA), uses this month as an opportunity to spread awareness about ways to stop child abuse and neglect before it happens.

(Opinion) Is supporting employee wellness worth the cost?

It is likely that individual health is one of the core drivers of our economy and productivity. Seeing the potential value of employers investing in wellness may even seem straightforward. Trickier however, might be finding affordable and appealing ways to do this amid the tight margins and self-reliant cultures of agriculture and natural resources sectors.

Outdoor recreation is economic infrastructure

New Hampshire has long acknowledged outdoor recreation as an asset. We speak of it in terms of quality of life, tourism appeal and regional character. That framing, while not inaccurate, is no longer sufficient.

What can AI do for me?

It seems everybody is talking about AI (artificial intelligence). Some think it will save us, and others think it will destroy us. I think the truth lies somewhere in the middle.

(Opinion) Novus Public Affairs’ 30-year anniversary: Paul Young’s meaningful mark on NH

For nearly six decades, Paul Young has been a constant, if often understated, presence in public and government affairs, both in New Hampshire and beyond. Since founding Novus Public Affairs in 1996, Young has helped shape how businesses, nonprofits and political leaders communicate and connect with the world around them, leaving a mark on the state that is hard to measure but easy to feel.

(Opinion) A legacy of impact: the McCourts’ gift to Great Bay Community College students

When Emerson McCourt passed away in 2006, he left behind an extensive tool collection, meticulous instructions and a commitment to Great Bay Community College (GBCC) students that continues today.