Q. What is the difference between a portfolio lender and a conduit lender? A. Many clients seeking commercial loans also want assistance to better understand the differences and benefits between a portfolio lender and a conduit lender. A portfolio lender…
From the moment Michelle Dunn walked into the coffee shop, you just knew this was no ordinary collections agent. Long chestnut hair, fashionably dressed in a short skirt and high-heeled boots, a bright, friendly smile, she almost sparked with energy.…
New Hampshire may be some 1,600 miles from the Gulf Coast, but dozens of Granite State businesses and agencies are helping “neighbors” hit hard in the wake of Hurricane Katrina. Many of the businesses have partnered with the Greater Manchester…
The Americans With Disabilities Act’s prohibition on pre-hire medical testing or inquiries continues to trip up employers, both with respect to what constitutes a “medical inquiry” as well as when such an inquiry can be made. As most employers are…
When Gov. John Lynch signed into law Senate Bill 125 - a measure aimed at protecting small businesses from health insurance rates that have dramatically increased over the past five years - he called the event “a great day for…
When employers fail to enforce workplace harassment policies in their employment handbook - or if they disregard the investigation procedures the handbook provides - those policies simply become weapons of mass destruction for the victim’s lawyer. As “Plaintiff’s Exhibit A,”…
President Bush was faced with several possibilities when Chief Justice William Rehnquist died Labor Day weekend. First, he could go forward with the nomination of Judge John Roberts to fill the Sandra Day O’Connor seat, leaving two other vacancies, one…
In creating a marketing plan for your new product or service (i.e. a new thingamajig), assessment of the probable size and dimensions of the customer base you will target for your offerings is fundamental. The first questions lay the groundwork…
It was a beautiful day, about 5 p.m., and I was sitting under the Interstate 93 overpass on Candia Road in Manchester, waiting for the light to change. (Is it true our state flower here in New Hampshire is the…
Recently I stumbled across a felicitous phrase for people of my persuasion: “Chronologically gifted.” Back in the Stone Age, the only names I knew for old people were Grandma and Grandpa. Then someone coined the phrase “senior citizens,” by definition…
