Author: Bob Bonfiglio

Want to retire early? Read this first.

As a financial advisor, I have seen firsthand how much planning it takes to retire early. Deciding to leave the workforce (and say goodbye to your steady paycheck) earlier than you previously intended to may come with many considerations.

Steps to handle market volatility before retirement

No one likes to watch their investments lose money, but downward market volatility can feel particularly scary for people who plan to retire in the near future. Their anxiety is understandable. They’ve spent their careers building their nest eggs and now, at a time when they plan to give up their income-producing jobs, they face the prospect of living off less money than they had envisioned.

Five common Social Security questions answered

There’s no question that Social Security is a cornerstone of retirement income for many Americans. Yet, deciding when to take Social Security benefits is something that many people struggle with. If you are contemplating when to pull the trigger on…

Changing jobs? 4 tips to keep your finances on track

The U.S. economic expansion has presented opportunities for people to explore new job possibilities. If you are among those looking to make a change in your career path, you should know that switching employers can have a substantial impact on…

Should you have long-term care insurance?

The goal of long-term care insurance is to protect the policy owner from footing the entire bill of an extended stay in a healthcare facility, such as a nursing home or rehabilitation center.

5 steps to take before retiring from your business

As a business owner, you’ve poured your time and energy into making your company successful. But how much thought have you given to what will happen when you relinquish this role? Sooner or later, you will step down and hand…

Essential conversations about family wealth

How confident are you about your family’s finances? How often do you discuss money with your loved ones? According to the Family Wealth Checkup study by Ameriprise Financial, there’s a correlation between financial confidence and communication. While many families are…

Simple steps for a stress-free tax season

To set yourself up for a successful and stress-free tax season, and to ensure you hit the upcoming tax filing deadline, start getting ready now with these simple steps:  • Break tax preparation tasks into small manageable parts so that…