Teen hurt in crash may get $164,017

NASHUA – A Hudson teen injured in a car crash last year would get $164,017 in a settlement with his parent’s insurance company, but he will have to wait for it, court records show.

The teen was a passenger in a 2006 Chevrolet Cobalt driven by Thomas Cason, who was 15 years old and unlicensed at the time, according to court records and police reports.

Police said the underage driver, who was not identified at the time, was speeding north on Breakneck Road when he lost control, crossed the southbound lane and crashed into a boulder.

The car flipped onto its roof and slid back into the northbound lane before flipping back onto its tires, police said.

A passenger, Kyle Savoie, then 16, suffered a broken pelvis and cuts, scrapes and bruises, according to records of a proposed settlement with Hartford Insurance Co., filed in Hillsborough County Superior Court.

Neither boy was wearing a seat belt, police said at the time, but both airbags deployed, police said. Both boys were transported to St. Joseph Hospital in Nashua, and Savoie was later transported to Children’s Hospital Boston.

Savoie’s father, Ronald Savoie of 13 Wagner Way, Hudson, made a claim under his uninsured motorist clause with Hartford Insurance to cover his son’s injuries, but the company initially denied the claim, according to the proposed settlement filed by his lawyer, Richard Mitchell of Nashua.

Hartford later agreed to settle the case for $206,000. By law, settlements of legal claims on behalf of minors must be approved by a judge. A judge has yet to act on the proposed settlement, however.

A large part of the settlement, about $90,579, will pay Kyle Savoie’s medical bills, the proposal states. Mitchell’s firm would get 24 percent, $49,556, plus $864.61 in expenses, and $65,000 would be spent on an annuity with Prudential Insurance.

The annuity will pay Kyle Savoie a total of $164,017 in four lump sums every five years, starting with $23,244.16 when he turns 25. The payments increase each time, reaching $63,436.52 at 40.

Mitchell could not be reached for comment.